You have been successfully unsubscribed

F.A.Q's

The most commonly asked questions right before our customers purchase a plan and become auto-bloggers.

Does this work with other websites like Wordpress, WebFlow, Clickfunnels, etc?

Our current version has a deep integration with only the Ghost.org platform, but we do have other platforms on the roadmap. The next platform we plan to integrate is WebFlow.Until those are live, try this workaround... With Zapier you can set the trigger as "When Ghost Publishes a New Blog" and set the action as "Publish a Blog to Wordpress/WebFlow" etc.

Will my blog posts sound robotic?

GhostRYT is built by writers for writers. We hired professional prompt engineers to ensure every blog post that our tool publishes reads like its written by a human writer, passes AI detection tools, is formatted for SEO optimization, and written in an educational style.You can always read some examples here if you are skeptical, and also if you sign up for the "Pro" plan you can choose from up to 5 different writing styles. Including, persuasive, educational, funny, formal, and casual.

Does it pass AI content detectors?

Our professional prompt engineers have studied the AI content detection tools AND the Google reviewer documentation. Our blog posts pass all major AI content detection tools as being human written content. As well as produce content that is considered high quality content for Google.We have multiple sites that we run our own tests with, and we use GhostRYT ourselves. Feel free to run our sample articles through your own AI content detection tool and see for yourself.

Is there a free trial?

Hiring GhostRYT to write for you is like hiring a human writer. Even the AI detection tools will say so. The difference is that we are 10x cheaper than human writers, so you are already saving big so no there is no free trial.It's no different than if you hired a human writer to write for you. They would charge you for the work, we just charge you a lot less than any human would. For $29, you have can 30 articles written for you in 30 days. That's the deal of the century!

Do you offer refunds?

We do have a refund policy in place. If you are not satisfied with GhostRYT, please contact our support team within 30 days of your purchase, and we will assist you with the refund process.We don't think you will want to refund once you see the quality of our blog posts, but it's there for that 1% who might. Also, refunds are only given on the most recent billing, we do not refund multiple months of billing.

Peace of Mind In Retirement…

At Black Diamond Money Moves we believe that the tools and strategies you need in retirement, and the attitude of your financial advisor should be different than the ones you would choose when you are...

How We Doubled Retirement Income From $40k To AT LEAST $80k PA

By applying the Money Moves Of The Ultra Wealthy, we were able to literally double the retirement income for one of our clients. Our client was 70 years old when she came to me...

How We Tripled The Retirement Income For Our 42 Year Old Client… While Eliminating Stock Market Risk And Taxes On That Income

I want to share with you how we Tripled the retirement income for one of our clients...

Why Chasing Rates Of Returns Is NOT The Best Way To Retire Well

Wall Street and the media has convinced most of us that in order to grow our wealth we need to chase the highest rates of return we can get. BUT, when you understand average rate...

How To Maximize Your Retirement Income... Without EVER Running Out Of Money...

The traditional rule of thumb says you can spend 4% of your nest egg each year in retirement in order to make it last. But as you’ll remember from my Black Diamond Protect...

Wall Street Has A Plan

How to Crash-Proof Your Retirement (The Way the Wealthy Do It)

May 23, 20253 min read

When you’re working, a market crash might sting—but it doesn’t sink your ship. Why? Because you still have income. Your job keeps the bills paid, your lifestyle intact, and your long-term investments have time to recover.

But in retirement, that all changes.

When you step off the income-generating wheel and your lifestyle is funded by your savings, a market crash isn’t just uncomfortable—it can be catastrophic.

Let’s talk about how to crash-proof your retirement, and why the wealthy approach this very differently than the average person.


The Hidden Flaw in Traditional Retirement Plans

Most people follow Wall Street’s traditional retirement advice: invest in a 60:40 stock/bond portfolio, withdraw around 2.8% per year (according to Vanguard), and hope it lasts.

But here’s the problem: this plan is built on the assumption that markets will behave and that your capital will last long enough.

The flaw? It’s a strategy based on consumption of capital, not generation of income.

And that becomes a massive problem the moment the market drops.

Imagine retiring with $3 million saved. In a good year, maybe you get a 10-15% return. That’s great—you take a vacation. Maybe treat the grandkids. But your overall lifestyle doesn’t really change.

Now imagine the market crashes.

Suddenly your $3 million becomes $1.5 million. And now you’re withdrawing income from a shrinking pot of money—putting yourself at serious risk of running out of it altogether.


The Real Problem: You Stepped Off the Wheel

Let’s use a simple analogy: the hamster wheel.

Before retirement, you’re the one on the wheel. You run (work), and the money flows in. If the market dips, no big deal—you still have income.

But retirement means stepping off the wheel. And if you haven’t built income-producing assets to spin the wheel for you, the money stops flowing.

That’s the mistake most retirees make: they step off the wheel without putting anything else on it to keep it spinning.

How to Crash-Proof Your Retirement

How the Wealthy Crash-Proof Their Retirement

The wealthy think differently.

They don’t rely on capital consumption. They don’t cross their fingers and hope they’ve saved enough. And they definitely don’t count on market returns to keep them afloat.

Instead, they focus on one thing: income.

✅ Income that keeps flowing—no matter what the market does

✅ Income from assets designed to produce cash flow, not just grow in value

✅ Income that doesn’t require selling off the nest egg to survive

They understand that if they still have income, they’re still in control.

Just like their paycheck protected them during their working years, their retirement assets replace that paycheck with predictable, sustainable income.


Replace the Paycheck—Don’t Just Hope Your Savings Last

The key is building a retirement plan that does what your job used to do: generate income.

This means shifting your focus from:

  • Accumulating the biggest balance possible

  • To creating reliable, recurring income

Because here’s the truth:

  • Income keeps you confident during downturns.

  • Income allows you to ride out the crash.

  • Income protects your lifestyle from fear and forced change.

It’s not about avoiding market crashes—it’s about making sure your income isn’t tied to them.


The Wealthy Put Their Assets on the Wheel—So They Can Step Off

When you rely on savings, you’re still spinning the wheel—just more slowly. The capital slowly drains, and every downturn speeds up the depletion.

The wealthy? They’ve already moved their assets onto the wheel. Their money spins it. Their investments generate income. So they can finally step off—and enjoy their life.

They’ve crash-proofed their retirement by building a system that generates income without them having to work for it.


The Bottom Line

Instead of asking, “Do I have enough saved?”

Start asking:

“How much income will my assets produce—even in a market crash?”

That one mindset shift can mean the difference between:

  • Retiring with fear or retiring with freedom

  • Hoping for the best or planning for it

  • Watching your lifestyle shrink… or watching your wealth grow


👉 Ready to crash-proof your retirement?

Book your Wealth Acceleration Strategy Session today.

We’ll show you how to turn your savings into a reliable income stream—so you can ride out the crashes with confidence, clarity, and peace of mind.

Strategy Sessio
blog author image

Chad Free

Chad Free | CEO Black Diamond Money Moves

Back to Blog

© 2024 Black Diamond Money Moves | All Rights Reserved | 300 Monticello Ct. Gray Court. South Carolina. 29645

Contact

(864) 349-8209