Grow Your Wealth... Using The "Money Moves" Of Millionaires...

At Black Diamond Money Moves, we deploy the strategies of High Net Worth Individuals to build wealth for ALL our clients.

The Wealthy play the Money Game using by a different set of rules and strategies than everyone else.

This allows them to build more wealth, pay less tax and eliminate the risk of losing their money.

By using these financial strategies for our clients we can often add Millions Of Dollars to their retirement…

To Become Wealthy.....You Must Understand The "Money Moves" Of The Wealthy!

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Enhanced Wealth Accumulation


By adopting the advanced strategies used by the wealthy, individuals can potentially see accelerated growth in their wealth. These techniques are designed to optimize financial resources, growth and returns.

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Tax Efficiency


The strategies focus on legally minimizing tax liabilities. This involves smart choices in the approach to build your wealth in the most tax efficient way possible. Thereby increasing the amount of money retained and grown over time.

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Guaranteed Financial Security


Black Diamond employs specialized financial strategies that guarantee no loss of money, even if markets decline. This approach allows clients to benefit from market upsides while being completely protected from downturns. This zero-risk strategy ensures financial security and peace of mind

BLACK DIAMOND PROTECTED GROWTH STRATEGY CLIENT EXAMPLE

We Added Over 50% More Income, That Is Guaranteed for Life… And Eliminated The Risk Of Running Out Of Money Without Annuitizing

The Black Diamond Protected Growth Maximizer…

Implementing the ‘Money Moves’ of the rich to grow the wealth of everyday Americans

  • Eliminate Downside Risk: The Black Diamond Protected Growth Strategy gives stock market like returns with ZERO downside risk.

  • Maximize Returns: Eliminating the negative returns common to the stock market allows for maximum compounding and growth of your wealth.

  • Sustainable Retirement: Ensure your retirement income isn't just stable, but growing.

  • Never Run Out Of Money In Retirement: Investing in the market during retirement opens us up to the number 1 risk of running out of money in retirement.

BLACK DIAMOND PROTECTED GROWTH STRATEGY CLIENT EXAMPLE

We Added Over 50% More Income, That Is Guaranteed for Life… And Eliminated The Risk Of Running Out Of Money Without Annuitizing

Peace of Mind In Retirement…

At Black Diamond Money Moves we believe that the tools and strategies you need in retirement, and the attitude of your financial advisor should be different than the ones you would choose when you are...

How We Doubled Retirement Income From $40k To AT LEAST $80k PA

By applying the Money Moves Of The Ultra Wealthy, we were able to literally double the retirement income for one of our clients. Our client was 70 years old when she came to me...

How We Tripled The Retirement Income For Our 42 Year Old Client… While Eliminating Stock Market Risk And Taxes On That Income

I want to share with you how we Tripled the retirement income for one of our clients...

Why Chasing Rates Of Returns Is NOT The Best Way To Retire Well

Wall Street and the media has convinced most of us that in order to grow our wealth we need to chase the highest rates of return we can get. BUT, when you understand average rate...

How To Maximize Your Retirement Income... Without EVER Running Out Of Money...

The traditional rule of thumb says you can spend 4% of your nest egg each year in retirement in order to make it last. But as you’ll remember from my Black Diamond Protect...

Are You Giving Your Best to Work and Your Leftovers to Life?

Are You Giving Your Best To Work, And Only The Rest To Your Family?

March 02, 20255 min read

The Hidden Price of Work Overload

Most people don’t realize it, but they’ve traded their freedom for a paycheck—and it’s costing them more than they know.

Society has conditioned us to:
✅ Work hard.
✅ Climb the ladder.
✅ Save what you can.
Someday enjoy life.

But what if that “someday” never comes?

The truth is, most people give their best to work—their energy, focus, and prime years—while their family, personal life, and dreams get whatever is left over.

❌ You miss key moments with your kids.
❌ You keep pushing off vacations until “next year.”
❌ You feel stuck in a cycle of
earning just enough to stay afloat but never enough to truly be free.

🚨 The worst part? You might not even realize you’re stuck.

This isn’t just a time problem—it’s a money and mindset problem.

Until you control your money, you won’t control your time.
Until you
control your time, you won’t control your life.

And that’s the real cost of staying on the financial hamster wheel.

Free Report

The Cycle of “Just One More Year” (Why Most People Never Break Free)

“I’ll be in a better position next year.”
“If I just get that raise, I’ll have more freedom.”
“Once I pay off this debt, things will change.”

Sound familiar?

This is the most common excuse that keeps people trapped in a life of work-first, life-second.

💡 The Reality Check

  • More money doesn’t create more time—it often leads to more responsibilities.

  • If you don’t change how you manage your money, you’ll stay stuck no matter how much you earn.

📉 What This Looks Like in Real Life

  • 10 years go by, and you’re still working late, still missing family moments, still waiting for “one more year.”

  • Retirement sneaks up—and you realize you’ve spent decades working without ever truly living.

🚨 The problem isn’t your job. It’s your financial strategy.

Most people spend their lives trading time for money—but the wealthy understand that money is a tool to buy time.

Money rules of the wealthy

How the Wealthy Escape the Work Trap (While the Average Person Stays Stuck)

Let’s break this down.

🛑 The Average Person’s Plan:

  • Work 40-50 hours a week for 40+ years.

  • Earn money → Pay taxes → Cover expenses → Save whatever is left.

  • Retire at 65 (if they’re lucky).

  • They trade their time for money their entire life.

✅ The Wealthy Person’s Plan:

  • Use income-generating assets so they don’t rely on a paycheck.

  • Optimize tax strategies to keep more of what they earn.

  • Use debt strategically to build wealth instead of paying interest to banks.

  • Focus on cash flow, not just savings.

  • They control their time because their money works for them.

💡 Key Insight:
Wealth isn’t about hitting a magic income number—it’s about creating a plan where you’re no longer dependent on work for survival.

The goal isn’t just making more money.
The goal is financial control.


The 3 Steps to Regaining Control Over Your Life & Money

Most people never make the shift because they don’t know where to start.

Here’s how you begin:

🚀 Step 1: Shift Your Money Mindset from “More Work” to “More Freedom”

  • Stop focusing on income—start focusing on cash flow.

  • More money doesn’t equal more freedom if you’re still tied to a paycheck.

  • The goal is to have income that keeps coming in, even if you don’t show up to work.

Example:
The average person works harder to make more money, which leads to higher expenses, higher taxes, and more stress. The wealthy? They structure their finances so they earn without working more.


🚀 Step 2: Build an Income Strategy That Buys Back Your Time

To take back control, you need a new strategy for your money.

Invest in assets that generate passive income.
Use tax strategies to legally reduce how much the government takes.
Implement debt strategies that work for you instead of against you.

💡 Key Shift:
Instead of saving blindly for retirement, the wealthy focus on cash flow they can live off today.

What does this look like?

  • Owning income-producing assets like real estate, businesses, or Specially Designed Insurance Contracts.

  • Using tax-efficient investment strategies that reduce what they owe and increase what they keep.

  • Setting up systems that work for them so they don’t have to keep working just to stay afloat.


🚀 Step 3: Take Back Control Over Your Time—And Live Life on Your Terms

What would change if you didn’t have to work just to survive?

  • Would you travel more?

  • Would you spend more time with family?

  • Would you finally pursue what truly matters?

This is what financial freedom really means—it’s not about being rich, it’s about having the power to live life on your terms.

📌 The wealthy don’t wait until retirement to enjoy life. They create a system where they have control over their time decades earlier.

You can do the same.

Money rules of the wealthy

The Cost of Doing Nothing: Will You Keep Giving Your Best to Work?

If you keep doing what you’re doing:
❌ Work will always come first.
❌ Your financial stress will always control your choices.
❌ Your family, freedom, and dreams will always take a back seat.

But if you make the Mindset & Money Revolution Shift:
✅ You take back control of your time, finances, and future.
✅ You stop making excuses and start building a life that works for you.
✅ You achieve financial clarity, confidence, and control.

🔥 The choice is yours.

👉 [Click here to learn how to stop trading time for money and start living on your terms.]


Final Thoughts & Next Steps

Most people spend their whole lives prioritizing work over life—because they don’t know how to do it differently.

But the wealthy understand money differently.
They don’t work harder—they work smarter.
They don’t let their job dictate their life—they take control of their time.

The key isn’t more work.
The key isn’t waiting for retirement.
The key is
learning the right financial strategies that give you control over your future.

🚀 Are you ready to make the shift?

👉 [Click here to take the first step toward financial control and confidence.]

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Chad Free

Chad Free | CEO Black Diamond Money Moves

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