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Peace of Mind In Retirement…

At Black Diamond Money Moves we believe that the tools and strategies you need in retirement, and the attitude of your financial advisor should be different than the ones you would choose when you are...

How We Doubled Retirement Income From $40k To AT LEAST $80k PA

By applying the Money Moves Of The Ultra Wealthy, we were able to literally double the retirement income for one of our clients. Our client was 70 years old when she came to me...

How We Tripled The Retirement Income For Our 42 Year Old Client… While Eliminating Stock Market Risk And Taxes On That Income

I want to share with you how we Tripled the retirement income for one of our clients...

Why Chasing Rates Of Returns Is NOT The Best Way To Retire Well

Wall Street and the media has convinced most of us that in order to grow our wealth we need to chase the highest rates of return we can get. BUT, when you understand average rate...

How To Maximize Your Retirement Income... Without EVER Running Out Of Money...

The traditional rule of thumb says you can spend 4% of your nest egg each year in retirement in order to make it last. But as you’ll remember from my Black Diamond Protect...

Are You Working for Money—Or Is Money Working for You?

Are You Working for Money—Or Is Money Working for You?

May 02, 20254 min read

How One Shift Can Set You Free from Financial Stress and Into a Life of Purpose

Most people spend their entire lives working for money.

They wake up every day, show up for work, and follow the script: work hard, earn a paycheck, pay the bills, and hope there’s enough left over.

But what if that’s the wrong strategy?

What if the real key to wealth, peace, and purpose isn’t in working harder—but in changing who is in control?

Because here’s the truth:
When you work for money, it becomes your master.
When money works for you, you become the master.


The Trap of Working For Money

When money is in charge, it tells you:

  • What time to wake up.

  • How many hours you need to work.

  • Whether or not you can take that vacation.

  • If you can afford to help your kids or enjoy your retirement.

You trade your most precious resource—your time—for money.
And even when you earn more, the fear doesn’t go away.

  • Fear of running out.

  • Fear of losing what you’ve built.

  • Fear of how others perceive your financial status.

  • Fear that no matter how much you earn, it’ll never be enough.

You’re not alone. This is the default setting for most of society.
But it doesn’t have to be your story.

Master your money

The Truth About Currency and the Hamster Wheel

Money is called “currency” for a reason.
Like electricity or water, it’s designed to flow. It needs to stay in motion to have value.

But here’s where it goes wrong for most people:
They become the engine that keeps it in motion.

They jump on the financial hamster wheel, thinking, “If I just keep running… if I just work a little harder… if I just make a little more…”

But the wheel never stops.

Even when they “succeed,” they’re still working for money—still reacting to every tax hike, market dip, or unexpected expense.
They’ve become
a slave to their income, constantly spinning the wheel to keep up.


The Wealthy Don’t Run the Wheel—They Build It

The wealthy don’t work for money.

They build assets—businesses, real estate, income-producing investments, and Specially Designed Insurance Contracts—that work for them.

Their assets are spinning the wheel.
While they sleep, while they travel, while they spend time with family—money is in motion.

They’ve shifted from:

  • Scarcity → Abundance

  • Fear → Confidence

  • Confusion → Clarity

The wheel still spins. But they’re no longer the one powering it.


Mastering Money Means Reclaiming Your Life

When you work for money, your life revolves around survival.
But when you
master money, it becomes a tool—one that you use to build a life of purpose and freedom.

You start asking different questions:

  • “How can I make money work for me?”

  • “How can I use money to buy back my time?”

  • “How can I structure my finances to support the life I was created to live?”

This shift is powerful.
Not just financially, but emotionally and spiritually.


The Problem Is… Most People Never Make This Shift

Why?

Because we’re part of a system that’s conditioned us to think:

  • Work = Worth

  • Hustle = Success

  • Sacrifice now, enjoy later

But later never comes. And the “enjoyment” we were promised is just a quieter version of the same stress we’ve always lived with.

Here’s the good news:
You may not have chosen this mindset. But you can
choose to change it.

This is what we call the Mindset Revolution—the critical shift that must happen before a true Wealth Revolution can begin.


From Survival to Significance

When you become the master of money:

  • You control your time

  • You control your decisions

  • You unlock the freedom to pursue your God-given purpose

And ironically?
When you stop chasing money—and start mastering it—
you end up with more of it.

Because you’re no longer reacting…
You’re building.
You’re creating.
You’re free.


Ready to Step Off the Wheel?

If you’re tired of living paycheck to paycheck…
If you’re tired of reacting to every financial curveball…
If you want clarity, confidence, and control over your money and your future…

Then it’s time to stop working for money—and make money work for you.

👉 Book your Wealth Acceleration Strategy Session today.
In 45 minutes, we’ll show you side-by-side how your current path compares to what’s possible.
It could be the shift that changes everything.

Book Your Call

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Chad Free

Chad Free | CEO Black Diamond Money Moves

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