What we do

At "Black Diamond Money Moves," we offer strategies to help you increase your wealth, reduce taxes, and secure financial stability. Our focus is to bring the sophisticated wealth strategies, usually reserved for the Wealthy, to everyday Americans.

We provide strategies to help minimize tax liabilities, maximize growth and returns, and protect against market downturns. Our goal is to help you start implementing these strategies effectively, So you can spend more time finding and fulfilling your God given purpose.

Who Is Chad Free?

With a career spanning over two decades, Chad has been involved in designing financial models for the ultra-wealthy and understands their approach to money. His observations reveal: So many accumulate significant wealth, yet experience an internal void. This often comes from putting their identity in their Net worth. With an industry that is not investing in their clients, yet fully investing in maintaining control of their client's portfolio, it tends to keep their lives on the emotional roller coaster of chasing rates of return and beating the market! The majority just don’t know all their options.

Nationally recognized as the leading authority and the number one strategist for building true wealth, Chad uses a combinational approach to wealth creation. His mission is not only to help people build external wealth through proven strategies that guarantee profitability but also to cultivate internal wealth. He is dedicated to empowering others to pursue their purpose, unlock their potential, become fully present, and experience real peace both personally and financially.

Chad resides in Fountain Inn, SC with his beautiful bride and two sons.

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How We Doubled a Client’s Retirement Income—and Helped Her Reclaim Her Life

How We Doubled a Client’s Retirement Income—and Helped Her Reclaim Her Life

April 09, 20253 min read

The True Purpose of Wealth

Most people think wealth is just about numbers.
How much you’ve saved. How much you’re withdrawing. How much is left.

But real wealth is about freedom.
It’s about living the life you were created for—without money dictating your choices, stealing your peace, or holding you back from your true purpose.

Today, I want to share a story of how one woman didn’t just double her retirement income—she reclaimed her life.

The Problem: Stuck on the Financial Rollercoaster

She was 70 years old, retired, and stuck in fear.

After following traditional financial advice her entire life, she had $400,000 less than she should have had.

And even though she had some savings left, fear gripped her every day.
She was afraid to spend
even $30,000–$40,000 per year—worried that any wrong move could leave her broke, dependent, and trapped.

The advice from her old advisors?
"Just hang on. The market will come back."

But she was tired of "hanging on."
She didn’t want to gamble with the rest of her life.
She wanted
certainty, control, and confidence.

The sad truth?
Traditional financial planning is designed to benefit
institutions—not retirees.

It keeps retirees stuck in fear, market dependency, and uncertainty.
And fear shrinks the life you’re meant to live.


The Turning Point: Choosing a New Path

She realized she had two choices:

  1. Stay stuck in the old system and hope things worked out.

  2. Break free and build a plan based on certainty, not hope.

It wasn’t easy.
Her old advisors pressured her to stay.
The fear of change was real.

But she made the courageous choice.
She chose freedom.

Free Report

The Solution: From Fear to Freedom

We rolled her funds into a Specially Designed Insurance Strategy built for true retirement security.

Here’s what changed:

Guaranteed $80,000 per year for life—double what she thought was possible.
Zero market risk—her future no longer tied to Wall Street’s ups and downs.
Full control—no annuitization, no handcuffs.

She got off the financial rollercoaster and onto the financial escalator—a path that moves steadily upward without the stomach-dropping crashes.

Her money finally started working for her, not against her.


The Transformation: From Fear to Purpose

With financial fear removed, something even more powerful happened:

She found margin.
She found
clarity.
She found her
voice.

She wrote a book.
She began
speaking.
She started sharing her message with the world.

She’s no longer trapped by financial fear.
She’s
living life on her terms—doing what she loves, when she wants, with the people she chooses.

That’s true wealth.


The Bigger Lesson: Wealth Should Fund Your Purpose

Money was never meant to be your master.
It was meant to be your
servant—a resource to fund the life God created you to live.

When money controls you, fear follows.
When you control your money, freedom follows.

The right financial strategy doesn’t just grow your wealth—it unlocks your impact, purpose, and legacy.

That’s the real goal.


Take Control of Your Financial Future

You don’t have to ride the market rollercoaster and hope for the best.

You can choose a plan that gives you:

✅ Financial clarity.
✅ Predictable income.
✅ Freedom to live with confidence and purpose.

If you're ready to take control of your future, schedule a Wealth Acceleration Consultation today.

We’ll show you side-by-side how much better your future could look—and how to create a plan that gives you true freedom.

👉 [Schedule Your Wealth Acceleration Consultation Here]

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Chad Free

Chad Free | CEO Black Diamond Money Moves

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